• Death Panels in Britain?

    Updated: 2012-04-30 19:08:47
    A majority of British doctors polled call for denying medical care to smokers and the obese. In the United States, we don’t have a British health care system. Yet. But the majority of private health care spending here occurs through a health insurance cartel. In a free market, there would be no such thing as [...]

  • Tax Relief With These Dividends

    Updated: 2012-04-29 01:13:26
    Income from savings assist retirees to round out their retirement income needs. Typically, the well-to-do have selected municipal bonds for their tax-free income. However because of their tax-free condition, municipal bonds usually pay a substantially lower rate of interest than ?taxable? corporate bonds. But whether well-to-do or not, every retirees require tax relief. Other income-based investments are usually taxed at [...]

  • Life Insurance without Premium Payments

    Updated: 2012-04-28 08:29:19
    You might still be making payments on your life insurance policy despite the fact that its cash value is sufficient to maintain your coverage. In that case, you may have better use for the money you're paying as premiums. Find out now if you've achieved a paid-up status and can eliminate your out-of-pocket life insurance cost. With certain types of [...]

  • Can You Buy Life Insurance on Someone Else?

    Updated: 2012-04-27 21:51:43
    Can you buy life insurance on someone else and under what conditions is this permitted?  Let`s clarify when - and only when you can. Yes, you can buy life insurance on someone else! You are allowed to pay the premiums and collect the benefits on a life insurance policy that insures a life that is not your own when you [...]

  • What is Single Premium Life Insurance?

    Updated: 2012-04-26 23:50:22
    -What is single premium life insurance? With a single lump sum payment, you can have a paid up life insurance policy. There is no need for annual or continuous payments. Years ago, when I helped people with their finances as a financial advisor, this investment was hot.  We used it as a tax-free bond as the interest rates were attractive [...]

  • Why Does Everyone Lie about Social Security?

    Updated: 2012-04-26 18:00:50
    Americans hate bad news. We crave the polyannish existence that has wars, famine and financial catastrophe always occur "over there" and not in our backyard. As a result, we have lots of people who would like to keep the public in their cerebral haze. Rulers everywhere know that if you keep the public from getting greatly dissatisfied, they avoid revolution. [...]

  • Long Term Care Insurance Policies—Words Do Matter

    Updated: 2012-04-25 22:12:54
    When you purchase a long-term care insurance policy you are entering into a contract with an insurance company. This long-term care insurance policy, or contract, is written in so-called plain English. And it is very important that you know the terms of the long-term care insurance policy so you are not surprised later. The long-term care insurance terminology is critical [...]

  • Develop a Private Foundation as Your Legacy

    Updated: 2012-04-25 16:56:09
    If you want to invest money and time furthering noble causes consider building a personal foundation. Personal foundations can allow you to manage your gifts, lower taxes, and impart your values to generation after generation. A rule of thumb indicates a foundation needs to have an annual minimum of approximately $25,000 from endowments, yearly contributions or both - available for [...]

  • Social Security Board of Trustees: Projected Trust Fund Exhaustion Three Years Sooner Than Last Year

    Updated: 2012-04-24 20:42:19
    The Social Security Board of Trustees released its annual report on the financial health of the Social Security Trust Funds. In its report the Trustees reported that he combined assets of the Old-Age and Survivors Insurance, and Disability Insurance (OASDI) Trust Funds will be exhausted in 2033, three years sooner than projected last year. At [...]

  • Average Retirement Savings by Age 2012

    Updated: 2012-04-24 01:15:40
    Average retirement savings by age is a popular topic. Everyone knows they need to save money for retirement but a lot of people are not saving any money for retirement and many more are not saving enough money for retirement.  If you would like to know how your retirement savings compare to those of others [...]

  • Social Security Administration Adopts Electronic Signatures for Medical Release Forms

    Updated: 2012-04-13 19:54:29
    Applying for Social Security disability benefits just became a little easier. When a person applies for Social Security disability benefits, the agency conducts a disability review to determine if the applicant is actually “disabled” as defined by federal law. As part of this review, the Social Security Administration (SSA) contacts the applicant’s doctors and other [...]

  • Social Security Announces New Conditions for Compassionate Allowances Program

    Updated: 2012-04-12 03:58:38
    Michael J. Astrue, Commissioner of Social Security, today announced 52 new Compassionate Allowances conditions, primarily involving neurological disorders, cancers and rare diseases. The Compassionate Allowances program fast-tracks disability decisions to ensure that Americans with the most serious disabilities receive their benefit decisions within days instead of months or years. Commissioner Astrue made the announcement during [...]

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